We help people "Own it."
The most important difference between Aaron’s and other stores is that Aaron’s gets it - we know that you don’t want to just lease it, you want to Own it. And we are really good at it. Since 1955 Aaron’s has helped tens of millions of customers achieve ownership by leasing to own without needing credit.
How do we do it?
We work with you. If you ever think you may have difficulty making an on-time payment, just talk to us. We will try our very best to find a way to make it work for you, so you will be able to make it to your final payment and Own it.
“We promise your total satisfaction by always providing the highest level of service, a large selection of name brand products and a low price guarantee†.”
Our goal is Simple:
Treat every customer like family. We listen, we care, and we are ready to work with you.
Aaron's is Easy...
At Aaron’s, leasing makes it easy to own whatever you need for your home without needing credit. Instead of credit, you can get affordable payments by providing your source of income, residence and a few personal references.* It typically takes
only a few minutes to fill in the basic information. We verify the information you provide and that’s it. You are approved. Easy... and Affordable.
There’s No Credit Needed
Aaron’s specializes in helping people own without needing credit. Our lease ownership plans allow you to make affordable monthly or semi-monthly payments without the long-term obligation that comes with using credit. Aaron’s is able
to approve you, without credit, because Aaron’s doesn’t offer credit – you don’t borrow money from Aaron’s, you lease to own.
Shop In Store or Aarons.com
Whether you shop in-store or online, there’s no credit needed, free delivery and set-up for leased merchandise - and you get flexible payment options with no hidden fees.
Aaron’s has nearly 2000 stores staffed by nice, knowledgeable people who are ready to work with you. If you prefer shopping online, Aaron’s is the leader in leasing to own merchandise online. We make it easy to shop, get approved, and make your payments online.
Flexible Payment Options
At Aaron’s, you choose the lease ownership plan that best fits your budget:
The 12 Month plan offers the lowest total cost of lease ownership.
The 18 Month plan provides a lower payment and a low total cost of lease ownership.
The 24 Month plan – our most popular plan – provides the lowest payment possible. Most people choose monthly payments, but if you prefer, you can choose semi-monthly (2 payments per month).
If you decide to pay it out within 120 days, we’ll waive the entire cost of lease services++. For California residents, it’s 90 Days Same as Cash.++
Owning with Aaron’s Can Help
You Build Your Credit
At Aaron’s, when you pay out your lease after the “Same-as-Cash” period, Aaron’s reports the good news to the major credit bureaus. This can help you establish a credit history and could help improve your credit.
Lifetime Reinstatement. It’s Peace of Mind.
At Aaron’s, your lease includes what we call “Lifetime Reinstatement”. That means if you elect to return your merchandise before you complete all of your payments, you never have to give up what you invested into the merchandise.
Anytime later - weeks, months, even years - you can pick back up where you left off with the same or similar condition merchandise with no penalties. When you’ve made all of the remaining payments, you Own it.
Free Delivery & Set-up
Here’s another way Aaron’s saves you money. When you lease with Aaron’s, delivery and set-up are free. Experienced product techs will arrive promptly and assemble, connect, test, demonstrate, place your product where you want,
and of course, clean up before they leave.* In stock merchandise can usually be delivered the same day if you order IN STORE by 4:00PM. If you would like us to order something for you, most items can be delivered to your home within 3 to 5 business
Product Service & Repair Included
Here’s another great way Aaron’s saves you money. Whether you choose new or previously leased merchandise, while you are making payments to Aaron’s, you never have to worry about unexpected costs for service or repair. If you have
a problem, Aaron’s will promptly dispatch a repair technician at no additional charge. Plus, a natural disaster waiver is included too, in order to protect you in the event of fires or
floods. When you pay out your lease, we even provide you an additional 60-day limited extended warranty (not available in NC). Some restrictions apply, so see your Store Manager for details.
No Hidden Fees
At Aaron’s, we make everything easy to understand. No surprises. When you are considering a product in-store or at Aarons.com, you’ll know your monthly payment, the number of payments, the cost of lease services, and the total cost of
lease ownership. No hidden fees… no surprises.
Pay It Out Early and Save
Aaron’s is serious about saving you money. Whichever plan you choose, you can pay it out as quickly as you like – the sooner you pay it out, the more you save on the cost of lease services.