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WHAT PRODUCTS CAN I RENT TO OWN?

In some cases, rent to own refers to someone renting a house before exercising the option to purchase the home. Rent to own can also mean making payments on items such as furniture, electronics, appliances, and other household items for personal use. By the end of your ownership plan, you will have fully paid for your item and it’s yours to keep forever. Whether or not you’re looking for rent to own homes or household items, renting to own can be a flexible path to ownership.

couches

WHY SHOULD I RENT TO OWN?

EASE OF USE

A lot of people prefer rent to own because it’s an easy option that makes the purchase of products for your home more affordable, like a TV, washer & dryer or a living room set. At Aaron’s, you will find top brands in furniture, electronics and appliances and can choose from models with a range of price options from basic models to top of the line.

BETTER THAN CREDIT

Rent to own is a great option if you’re struggling with credit. Renting and leasing to own gives you the ability to make small payments over time, instead of paying a large amount of money all at once. People who choose to rent to own instead of using credit can return their merchandise at any time for any reason, avoiding the fear and risk that comes with using credit.

FLEXIBLE PAYMENT OPTIONS

Most rent to own stores offer a choice of plans, but at Aaron’s, you choose the lease-to-own plan that best fits your monthly budget. There are multiple payment options, which include 12, 18 or 24-month plans, and with any of the lease-to-own options you can pay out early and save.

Learn more about Aaron’s Flexible Payment Options!

family on computer

HOW DOES RENT TO OWN WORK?

shopping cart

SHOP & SELECT

Finding the brands you want for furniture, appliances and electronics is easy. Rent to own retailers have options from the best brands and the process is similar to shopping at stores that do not offer rent to own.

aaron's store

APPLY ONLINE OR IN YOUR LOCAL STORE

Whether you choose to shop and start your lease to own plan in a store or online, you need to provide some basic information in order to get your lease agreement started. Aaron’s is one of the few rent to own or lease to own companies where you can choose to shop, apply and get approved online or in the store.

delivery

SCHEDULE A DELIVERY

Pick a date and time that works best for you, and the store will deliver the items right to your door. Installation is included, making enjoying your new product a breeze.

For more information about how to rent to own with Aaron’s, visit our How to Own It page!


RENT TO OWN FAQ

Once your agreement is finalized, you’ll make a periodic payment to your local store. You can make your payment in person at the store, by phone, on the website, or you can sign up for auto pay.

Aaron’s is here to help you own it. If you ever have a problem making an on time payment, talk to us, we will listen and work with you every step of the way.

Once the required payments are made, you are done leasing and the product is yours!

Total cost of ownership is the amount you will have paid at the end of your lease to own your item. The total cost of ownership includes:

  • The retail price: This is the retail price of the merchandise.
  • The cost of lease services: This is the amount Aaron’s charges you in addition to the retail price of the merchandise for all the services included with our rent to own plans.

Many people choose rent to own over credit financing because:

  • They don’t have room for a larger household purchase on their credit card and they need an affordable alternative.
  • They need to preserve their credit for other things like tuition, medical care, or unexpected home repairs.
  • Applying for more credit may negatively affect their credit score.
  • They have not yet established credit or have had past credit problems.

Unlike credit financing, you may return your merchandise at any time and you own it once you complete your lease agreement.

1 Taxes and applicable fees calculated at store.

2 Group pricing may vary based on availability of individual items.

This Quote does not constitute a lease agreement or a receipt of purchase. You must provide qualifying information to lease the merchandise and complete an approval process, which includes but is not limited to completing a Lease Order Form and providing a verified source of income, residence, and three references. Prior to receipt of the merchandise, accepted applicants must sign a Lease Agreement and other documentation, which contain additional terms. The transaction advertised is for a rental purchase agreement, lease purchase agreement, rent to own agreement, consumer rental purchase agreement, lease agreement with an option to purchase or lease where applicable. Ownership of leased merchandise is not acquired until you pay the Total Cost of Ownership for Term or you exercise an early purchase option. Ownership is optional. The Quote is valid through the end of the current month or shorter period specified for special promotional offers. Not all services and benefits available in all states. Some transactions may require an additional delivery fee. Not responsible to print or typographical errors. All merchandise is new, unless marked pre-leased or clearance. Prices, certain brands, and models may vary at some stores. Advertised savings compared to normal monthly lease rate over full term of lease agreement. Advertised savings and lease rates valid only at participating locations. Limited quantities available of some merchandise. No rainchecks on special promotional offers. MA & RI EPO = total cash price less 50% of lease portion of total initial payment and renewal payments made. Aaron’s requires a minimum lease period of 4 months and 15 days on all 12 month leases, 5 months on all 18 month leases, and 6 months on all 24 month leases in the following states: AK, CO, CT, DE, HI, NE, NH, NJ, NY, OK, OR, SC, VT, WY. Tax amounts are estimates and may vary. Group pricing may vary based on availability of individual items

 
Aaron's, Inc., Furniture Rent & Lease, Atlanta, GA

*"Gets You Started" offer does not reduce the total cost of ownership. Not all merchandise qualifies for offer. Normal monthly payments will begin on date and in amount stated in agreement. Normal monthly payments depend on merchandise selected. Offer does not apply to online orders with monthly payment more than $139.99.  Online offer only applies to agreements that are completed online for select merchandise, and does not apply to online quotes. Other restrictions apply. 

*Transaction advertised is for a rental purchase agreement, lease purchase agreement, consumer rental purchase agreement, rent to own agreement, lease agreement with an option to purchase, or lease where applicable.  Ownership of leased/rental purchase merchandise not acquired until all required payments are made or early purchase option is exercised. Ownership is optional. Not all services and benefits or merchandise available in all states/provinces. Delivery fee may apply to cash purchase. Set-up does not include connection of gas or water. Merchandise selection, including prices, brands, and models, may vary at some stores and online. Merchandise advertised is new, unless marked pre-leased. Leasing online is not available in all areas or in Canada. Advertised savings based on total number of months to own. Advertised savings and lease payments valid only at participating stores while supplies last. Limited quantities available of some merchandise. No rainchecks on special promotional offers. MA & RI EPO = total cash price less 50% of lease portion of total initial payment and renewal payments made. In NC the final payment will be an amount greater than the normal monthly payment as stated in the lease agreement. Aaron's has no control over and cannot influence how credit bureaus treat information. Not responsible for typographical errors, or computer error, electronic or technical malfunctions or failures of any kind with promotions. Lawn mowers and Lawn tractors are excluded from Lifetime Reinstatement benefit. Web based services and content require high speed internet and separate third party paid subscriptions. Some restrictions apply. 

Delivery time depends upon inventory availability in local area, freight schedules to local stores, and in some cases the shipping address. Delivery may be delayed if Aaron's cannot confirm customer's information or cannot reach customer to arrange delivery. Aaron's may exclude merchandise from Express Delivery (where available) due to local merchandise restrictions at our discretion. Same day delivery limited to in-stock merchandise ordered by 4 p.m. with approved agreement.

EZ Pay requires credit or debit card and Authorization Form for automatic payments. Card will be charged in amounts and on dates explained in Authorization Form. If card payment is declined for any reason, customer must make alternative payment arrangements for on-time payment. At participating stores only. Some restrictions apply.

ΛU.S. - 6 Months Same as Cash  - Special Offer for Limited Time.  For new agreements with payment option longer than 6 months, if you payout your merchandise within 180 days you will pay the cash price, plus tax and applicable fees (if any).  Not all stores participating.  Online eligibility is based on delivery address and assigned store. If special offer does not apply to delivery address and assigned store, Aaron's standard same as cash benefit will apply.

Canada - 120 Days Same as Cash -For new agreements with payment option longer than 6 months at a participating store, if you payout your merchandise within 120 days, you will pay the cash price, plus tax and applicable fees (if any). 

"No Credit Needed" does not mean or imply that no inquiry will be made of credit history or creditworthiness. It means that this is not a credit transaction. Aaron's may check credit history and creditworthiness, but no established credit history is necessary. Aaron's minimum lease requirements include, but are not limited to, a verified source of income, residence, and 3 references. Leasing online requires additional information.

LOW PRICE GUARANTEE applies in-store only to identical merchandise (for example, brand, make, model, warranty, features, and accessories) from Local competitor in stock and available today comparing Aaron's total cost of lease ownership to Local competitor's advertised total cost of lease ownership valid on day you lease from Aaron's. Claims for $100 cash must be made on day of lease and requires a copy of offering Local competitor's advertisement or price ticket for such identical merchandise. Low Price Guarantee does not apply to website prices, limited quantity sales, pricing errors, mail-in offers or rebates, competitors' service prices, clearance, or out-of-stock and open box items. "Local competitor" means specialty lease to own stores within a 25 mile radius of Aaron's store requested to price match. See store for additional details.

©2018 Aaron's, Inc. All Rights Reserved.

 

 

 

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