Yes, Aaron’s offers a Same As Cash Option. For new agreements with a lease ownership plan longer than 6 months, if you payout your merchandise within the applicable Same As Cash period, you will pay the Cash Price, plus tax and applicable fees (if any). The Same As Cash period varies by location but is generally 120 days. For California residents the Same As Cash period is 90 days for all rental purchase agreements. The Same As Cash Option is explained in the Aaron’s Service Plus Addendum attached to your lease agreement.
Rent to own
Renting to Own with Aaron's
Renting to own with Aaron's
A budget-friendly way to make your space feel like home. We'll make it yours. You make it you.
Enjoy the flexibility of renting to own with Aaron's! All lease renewal payments go towards ownership. Here's everything else you need to know.
Renting to own vs credit or layaway
Credit not the best?
Even if your credit isn't the best, Aaron's offers approvals when other stores won't. Renting to own is not credit, and when you rent to own, you avoid large upfront payments by making affordable monthly payments instead. Plus, you get additional benefits that you won't get with traditional financing options.
High approvals- Flexible lease ownership plans
- Pay your way with EZPay Autopay
- Free Delivery & set up
- Return at anytime
May add debt- May have to pay for delivery and set up
- May have to go in store for approval
- May not have the flexibility you want or need
Discover Your Leasing PowerSM
What is Leasing PowerSM?
Know how much you're approved for so you can shop with confidence! Leasing PowerSM is the total monthly amount that you have available to lease products at Aaron's. Discover your Leasing PowerSM before shopping in-store or during the checkout process online. Once you know your Leasing PowerSM, you can use your remaining amount on additional products without needing to re-apply! Your Leasing PowerSM approval is valid for 60 days from the date of your approval. In some cases, your Leasing PowerSM approval may expire sooner if certain events occur. Still have questions? Learn more about Leasing PowerSM
Payment options
We're flexible! What
works for you, works for us!
Aaron's has flexible payment options. On most products, you can choose a lease ownership plan of 12 months, 18 months, or even 24 months. We want you to choose the best lease ownership plan for you. Plus, if you decide to set up automatic payments with EZPay, you can select your payment schedule, too!§
Shopping at Aaron's
How does it work?
Step 1:
Shop
Aaron's has over 10,000 brand name products for every room in your house, so finding what you want is easy!
Step 2:
Pick Your Product & Apply
Once you've picked the perfect product for you, complete our quick application to learn how much Leasing PowerSM you're approved for! Leasing PowerSM is the total monthly amount that you have available to lease products. You can discover your Leasing PowerSM during the checkout process.
Step 3:
Schedule delivery
Once you've been approved and sign your lease agreement, we'll call to schedule your free delivery and set up! We'll take care of all the hassle, so you don't have to break a sweat! (Some restrictions apply.*)
Learn more about free delivery*
Step 2:
Discover Your Leasing PowerSM
Once you've been approved, you'll learn your Leasing PowerSM, which is the total monthly amount that you have available to lease products.
Step 3:
Shop In-Store & Schedule Delivery
Shop your favorite products, sign your lease agreement, and we'll schedule your free delivery and set up! (Some restrictions apply.*)
Learn more about free delivery*
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Still have questions? We're here to help
Do you offer a Same As Cash Option? How does it work?
What forms of payment do you accept?
Aaron's accepts cash, checks, money order, and all major credit cards at most locations.
What is meant by "No Credit Needed?"
"No Credit Needed" means that you don’t necessarily need to have any established credit history to be approved for a lease. We do check credit sources and credit history; however, we look at many other data points to make a final decision, and we regularly approve customers that other stores won’t, including customers with less than perfect credit or very little credit history.