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What is Aaron's Club?

Aaron's Club is a convenient membership program that may protect your lease and gives you access to discounts on restaurants, shopping, discount health and wellness services and more! Check out some of our great benefits below:


Enhance your life as a Club member with benefits

Browse the full list of benefits below. Benefits may vary by state and in Canada. Not all members are eligible for all benefits. For more information including important disclosures, limitations and restrictions of the benefits, see a team member for membership materials.

umbrella iconLease Protection Benefits¹

Involuntary Unemployment Payment Waiver

  • Members may be eligible for this waiver in the event they have lost their full-time employment as a result of (1) a permanent involuntary termination of employment; or (2) an involuntary layoff or suspension of employment; or (3) an authorized, unionized strike or labor dispute by a chartered or previously organized trade or labor union.
  • If a member becomes involuntarily unemployed and wishes to continue leasing and qualifies for a payment waiver, their monthly lease payment(s) will be waived plus any applicable sales tax and other covered fees, up to the limits specified below.
  • The account is eligible for up to a maximum of $1,000 waiver of payments on all lease agreements combined or for four consecutive months, whichever occurs first, per unemployment occurrence.
  • Payment waivers will stop when the member returns to work or when the above limits are met.
  • Following a return to work and/or the completion of any Involuntary Unemployment Payment Waiver(s), the member may become re-eligible for payment waiver(s) once they have been gainfully employed on a full-time basis (30 hours or more per week) for a period of four months.
  • The Involuntary Unemployment Payment Waiver applies to the customer(s) who are listed on and have signed the lease agreement(s).
  • Members may be eligible for payment waiver(s) if they were employed full-time (at least 30 hours per week) for six consecutive months prior to becoming involuntarily unemployed.
  • Must be an Aaron’s Club member in good standing at the time of becoming unemployed.
  • Must have been unemployed for a minimum of 30 days to become eligible for a payment waiver.
  • In the event that both persons named on the lease agreement become unemployed, only one payment waiver shall be applied.
  • Upon approval of the payment waiver request, the payment waiver will be applied to the lease account(s) after day 30 of unemployment and will be applied retroactively to the first day of verified unemployment.
  • Payment waiver(s) will continue to be applied to the lease agreement(s) after each 30-day period of unemployment upon the member supplying evidence of continued unemployment, such as an official unemployment check stub or other unemployment issued document.

Please note that not all members are eligible for all benefits. See below for additional Exclusions and Restrictions that apply for this benefit.

  • Lease agreement(s) executed on or after the first day of unemployment.
  • Unemployment due to death, or any situation of disability, sickness or disease.
  • Off work on family leave or during pregnancy and childbirth.
  • Voluntarily quitting, resigning, retiring or upon having an employment contract expire.
  • Termination as a result of incarceration, criminal misconduct as defined by local, state or federal law.
  • Willful misconduct meaning a transgression of an established rule or conduct, a forbidden act, willful act of dishonesty or dereliction of duty.
  • Receiving severance or termination pay from prior employer.
  • Self-employment or employed by a family member (including but not limited to spouse, parent, child or sibling) unless you have declared bankruptcy.
  • Contract, temporary or seasonal workers that have completed the contract, temporary or seasonally scheduled job as planned and expected or as customary for that type of work.
  • Employee of an educational facility that is on a routine, planned or scheduled break.
  • Not a member prior to becoming involuntarily unemployed.
  • Had notice of pending unemployment prior to becoming a member.
  • Involuntary Unemployment Payment Waivers filed after 90 days from the date of loss.

Accident & Sickness Payment Waiver

  • In the event of a covered accident or sickness, the monthly lease payment(s) may be waived including applicable sales tax and other covered fees up to the limits below.
  • A member’s account is eligible for this waiver up to a maximum of $1,000 on all lease agreements combined or for four consecutive months, whichever occurs first.
  • Payment waivers will end when a member is able to return to work or when the above limits are met.
  • Members can become re-eligible for benefits if they have been gainfully employed for 30 hours or more per week for a period of four months following completion of the previous payment waiver.
  • The Accident and Sickness Payment Waiver benefit applies only to the first two persons listed on the lease agreement(s).
  • Members may be eligible for payment waiver(s) if they were employed for at least 30 hours per week for six consecutive months at the time that they became sick or injured.
  • Members must be in good standing on lease agreement(s) and club payments at the time they were unable to work due to injury or sickness.
  • Must be unemployed for a minimum of 30 days to be eligible for a payment waiver.
  • Upon approval of the waiver request, the waiver will be applied to the lease account(s) after day 30 of being unable to work due to sickness or injury.
  • The waiver will be applied retroactively to the first day of verified unemployment.
  • Waiver(s) will continue to be applied to the lease agreement(s) after each 30-day period of confirmed unemployment due to injury or sickness.

Please note that not all members are eligible for all benefits. See below for additional Exclusions and Restrictions that apply for this benefit.

  • Any customer who was not a paid member of the program prior to becoming unable to work due to injury or sickness.
  • Any lease agreement executed on or after the first day of injury or sickness.
  • Unemployment due to pregnancy, childbirth, or elective surgery.
  • Unemployment due to a mental disorder including but not limited to depression, stress, or nerves.
  • Self-employment or employed by a family member (including but not limited to spouse, parent, child or sibling).
  • Intentionally self-inflicted injury, including attempted suicide.
  • If a member is under the influence of alcohol or drugs except as prescribed by a doctor.
  • If a member is receiving sick, vacation or any other income from your employer.
  • Disability as a result from an act of war or military service.
  • Accident & Sickness Payment Waivers filed after 90 days from the date of injury or sickness.

Lease Protection
(Not available in CA)

Helps protect the member’s lease agreement in the event of fire and smoke damage, windstorm, hail, lightning, flood damage, and theft² (“Qualifying Events”).

  • The Lease Protection benefit allows members to lease replacement merchandise with a discount ownership plan so they can continue to lease without starting over should they suffer a loss resulting from: fire and smoke damage, windstorm, lightning, flood and hail damage, and theft².
  • This protection is in effect as long as members are leasing a product and their lease payment and membership fees are current.
  • If a member's leased merchandise is damaged beyond repair, stolen or destroyed by a covered event, a new agreement will be opened on same or comparable product with the same monthly payment and an ownership plan equal to the number of months remaining on the original lease agreement.
  • This benefit does not cover any liability members may have under the original lease agreement.
  • In the event of a valid loss under this benefit, members will be eligible to initiate a lease agreement on same or comparable product with the same monthly payment and an ownership plan equal to the number of months remaining on the original lease agreement.

  • ²For a covered loss the merchandise must be removed from a locked and secured building with visible signs of forced entry to the exterior.

Please note that not all members are eligible for all benefits. See below for additional Exclusions and Restrictions that apply for this benefit.

  • Loss or damage due to misuse, abuse, neglect, vandalism, normal wear and tear, mysterious disappearance and/or abandonment.
  • Lease Protection Waivers filed after 90 days from the date of loss.

Courtesy Waiver

The remaining lease payment(s) will be waived in the event of the death of any member named on the lease agreement(s).

  • To qualify for this benefit, the member must be listed on the lease agreement(s).
  • Must be a club member in good standing for 90 consecutive days before eligibility begins.
  • The lease agreement must be in effect at the time of the member’s passing.
  • Members will remain eligible as long as the payments are current on their lease agreement(s), they are current on their membership and they are not in default with any of the terms and conditions of those agreement(s).

Please note that not all members are eligible for all benefits. See below for additional Exclusions and Restrictions that apply for this benefit.

  • Suicide and/or drug overdose unless said overdose is while under the care of a licensed physician.
  • A member’s death as a direct result or action of a family member or any person(s) listed on the lease agreement(s).
  • Courtesy Waivers filed after 90 days from the date of loss.

Paid-Out Product Service Protection³
(Not available in CA)

Members receive extended merchandise service protection for up to one year after the leased merchandise is paid off.

  • Coverage begins after your 60-day Aaron’s Plus Limited Extended Warranty ends and continues as long as you maintain your membership, up to one year⁴.
    ⁴The Aaron’s Plus Limited Warranty is not available to residents of NC and WA. Coverage in NC and WA begins at pay-out and continues as long as you maintain your membership, up to one year.
  • Protection is provided against product failure and mechanical breakdown of the merchandise, not caused by external conditions.
  • Only one membership in the club is required for all paid out items to be covered.
  • This coverage applies to home electronics, appliances, computers and furniture.
  • This benefit covers all mechanical or electrical failures unless caused by accidents, lightning or other outside influences, including but not limited to insect infestation or the introduction of foreign substances to the product.

Please note that not all members are eligible for all benefits. See below for additional Exclusions and Restrictions that apply for this benefit.

  • Examples of items not covered include (but not limited to) phones, jewelry, mattresses, paintings, small electronics, iPods and similar MP3 players, clocks exercise equipment, toolboxes, lawn mowers, items with an internal combustion engine and similar type merchandise.
  • Computer failure due to a computer virus or software you have personally installed. Restoration or updates of any software.
  • Adaptors, chargers, power cords or any type of external components. Laptop batteries not holding a charge after 24 months from the original purchase date.
  • Product repair for merchandise damaged by abuse, fire, flood, water, windstorm, hail, lightning, earthquake, theft, insects, vermin or other external causes.
  • Normal maintenance procedures or defects resulting from customer’s failure to perform such maintenance procedures including any type of cleaning.
  • Maintenance items including but not limited to items such as bulbs, filters, the refinishing or replacement of belts, hoses, cabinets, cabinet parts; plastic, porcelain or decorative parts; or any cosmetic damage.
  • Replacement of any remote control.
  • Normal wear and tear.

³This benefit is only available after you obtain ownership of leased merchandise for up to one year and while you remain a member.

¹These benefits are NOT INSURANCE or a SUBSTITUTE FOR INSURANCE. Please see Discount Membership Form for limitations, restrictions and exclusions.
umbrella iconDiscount Health & Wellness Services

24/7 Telemedicine
(Not available in WA)

Consult a medical provider by phone, app or webcam at no additional cost! Call anytime, day or night for medical advice. Prescriptions when medically necessary for common medications can be written.

Prescriptions Savings (Open Formulary)
(Not available in WA)

Save 15% – 60% on most short term and acute care prescriptions such as antibiotics and pain killers at participating pharmacies.

Vision and Eyewear Savings
(Not available in FL, OK, RI, TN or WA)

Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons. Participating companies include Pearle Vision, JCPenney Optical, Lenscrafters and more.

Dental Care Savings
(Not available in FL, OK, RI, TN, or WA)

Save an average of 15% - 50% on dental needs by visiting one of the participating dentists.

Medical Concierge
(Not available in WA)

Specially trained staff can assist with locating a provider, scheduling appointments and even the negotiation of medical costs.

Mail Order Prescription Savings (Open Formulary)
(Not Available in WA)

Save 30% – 70% on 90-day supply medications, while enjoying the convenience of home delivery through the mail.

umbrella iconDiscounts and Deals

Discounts on Dining, Shopping, Professional Services and More!

Members enjoy exclusive discounts through the My Deals app!

apple play store link apple play store link

Download a free mobile app to enjoy savings with thousands of deals that offer 50% off at merchants nationwide. Receive additional savings, as well as grocery coupons, through the website.

Rental Car Savings

Receive discounted rates when reserving a rental car at participating Avis, Hertz, National, Alamo and Budget locations. It is as simple as making a phone call or going online and providing the appropriate code included in the membership materials.

Roadside Assistance Savings

If you have car trouble, one toll-free call will dispatch service help to your vehicle. You pay special commercially negotiated rates. (Not Available in CA)

California Roadside Assistance - As a member, if you have car trouble, one toll-free call will dispatch service help to your vehicle. You are covered up to a maximum of $100 USD per incident and a maximum of three incidents per year. (Only Available in CA)

Discounted Hotel Lodging through Choice Hotels

Save 15% off the published lodging rates at participating Choice Hotels by phone or online using the discount code provided in the membership materials. Membership materials contain a listing of participating hotels.

Vehicle Service Savings

Save from 5% – 15% on specific services performed by simply showing the membership card at participating Jiffy Lube, Meineke, AAMCO or MAACO service locations.

Complimentary Legal Consultation and Discounted Attorney Fees
(Only available in FL, OK, RI and TN)

From divorces to immigration, membership provides a free consultation with a network attorney plus access to discounts on additional legal services.

umbrella iconAdditional Benefits for California Residents

Emergency Travel Expenses

If a covered vehicle is inoperable due to a collision, and you are 100 miles or more away from home, this benefit may reimburse you up to $100 per day for three days to cover specific travel expenses.

Concierge Services

Enjoy concierge services at no extra cost, giving you 24/7 access to ATM locations, tee times, restaurant locations, stock reports, traffic alerts, sports scores and more.

Auto Theft Reward

This benefit may offer a $2,500 reward to the person who provides information that leads to the arrest and conviction of the person who is responsible for the theft of the member’s vehicle.

* Required fields have an asterisk.
Benefit Marketing Solutions icon Aaron's Club program is administered by Benefit Marketing Solutions 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244
DISCLOSURES

The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1-800-863-6617 for more information or visit aaronsclub.mymemberguide.com/locate for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. The Plan includes a 30-day cancellation provision. Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00