Aaron's Lease to Own · No Credit Needed*
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Buying Guide Buying Guide Buying Guide
Renting to Own with Aaron's

A budget-friendly
way to make your
space feel like home

If you're in the market for new
brand-name furniture, electronics,
and appliances, rent to own is a great
option that allows you to avoid large
upfront payments by making affordable
monthly payments
And once all
of your payments are made, you Own It.

How does
rent to own

Rent to Own
vs. Traditional
Financing Options

Brand name,
quality products
No credit needed*
Flexible payment options
Free delivery and
Service and repairs
In your home
right away
Aaron's Rent to Own Credit Layaway
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Why you should shop at Aaron's

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No Credit

Leasing at Aaron’s makes it easy to own the products you want for your home without needing credit.

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Flexible Payment

We provide affordable lease ownership plans that work with your budget. Plus, if you decide to pay out your lease ownership plan within the Same as Cash period, we'll waive the entire cost of lease services.

Some restrictions apply.^
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At Aaron's, your lease includes "Lifetime Reinstatement." That means if you return your merchandise before you complete all of your payments, you can pick back up where you left off with the same or similar condition merchandise whenever you're ready.

Does not apply to lawn equipment (where available). Other restrictions apply.
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Free Delivery
and Set-up

Pick a date and time that works best for you, and the store will deliver the items right to your door, free of charge. Set-up is also included, which makes enjoying your new products a breeze.*

Learn More
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Service and Repair

We hope you love your products from Aaron's, but we get it... sometimes your dryer decides to take a vacation on laundry day or your TV just refuses to turn on. Don’t worry about having to fix a product that isn’t working the way it should – defective merchandise is covered while you’re leasing from us.

Find your local store!


At Aaron's, we believe in transparency.
This calculator is designed to help you
calculate and compare your total cost
of ownership at Aaron's to other rent to
own retailers. Just fill in the information
with details from your agreement or a
price quote from another rent to own
store, and we'll show you products at
Aaron's you may be interested in and our
total cost of ownership.

Try the calculator
x calculatorTotal cost of
ownership calculator


Furniture: Bedroom

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Payment Amount

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Number of Payments

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Total Cost of Ownership:

(Tax not included)

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What type of furniture?

Bedroom Living Room Dining Room
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What type of electronics?

Entertainment Centers TVs Desktops Laptops Audio
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What type of appliance?

Laundry Refrigerators RangesFreezers Air Conditioning
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| Own It in months

Total Cost of Ownership :

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We're Helpful

When it comes to shopping for furniture, appliances, or electronics, it can feel like you're getting pulled in a million directions. But we're here to help! From deciding what size refrigerator is best for your family to picking that perfect mattress, our buying guides give practical advice when it comes to deciding on big-ticket items. Plus, even if you aren't shopping, we've got DIY projects, budget tips, life hacks, decor inspiration, and more on our blog to help make your life easier.