Learn more about Aaron's Rent to Own
$ 5 now & pay as you go*
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No long-term commitment.
June 17 - 21
Some restrictions apply.
Home / What is Rent to Own?

Rent to own
with Aaron's

Renting to own with Aaron’s

A budget-friendly way to make your space feel like home

Everything you need to know about renting to own from Aaron’s. Check out our payment calculator and get the FAQs.

Renting to own vs credit or layaway

Credit not the best?

Even if your credit isn’t the best, Aaron’s offers approvals when other stores won’t because renting to own is not credit, and when you rent to own, you avoid large upfront payments by making affordable monthly payments instead. Plus, you get additional, great benefits that you won’t get with traditional financing options.

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  • icon No credit needed*
  • icon Free delivery and set up±
  • icon Instant online approvals
  • icon Affordable, flexible payments
  • iconMay add debt
  • iconMay have to pay for delivery and set up
  • iconMay have to go in store for approval
  • iconMay not have the flexibility you want or need
Payment options

We’re flexible! What works for you, works for us!

Aaron’s has flexible payment options. On most products, you can choose a lease ownership plan of 12 months, 18 months, or even 24 months. We want you to choose the best lease ownership plan for you. Plus, if you decide to set up automatic payments with EZPay, you can select your payment schedule, too!§

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  • 12 Months
  • 18 Months
  • 24 Months
  • $ Lower
  • $$
  • $$$ Higher
  • $ Lower
  • $$
  • $$$ Higher
It's affordable with Aaron's

This calculator is designed to help you calculate and compare your total cost of ownership at Aaron's to other rent to own retailers.

Just fill in the information with details from your agreement or a price quote from another rent to own store, and we'll show you products at Aaron's you may be interested in and our total cost of ownership.

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What are you shopping for?
Please select a category ☝️
What is your payment amount?
Detailmore details
How many payments will you make?
Total Cost of Ownership:
$0.00 (Tax not included)

Check out Aaron's products

Sample Brand Name
Sample Product Name
$00.00
Own it in 00 months
Total Cost of Ownership: $00.00
Shop now
Shopping at Aaron’s

How does it work?

  • cart icon
    Step 1:

    Shop

    Aaron’s has a wide selection of brand name products for every room in your house so finding what you want is easy!

  • credit icon
    Step 2:

    Apply

    Complete our quick application and you’ll know instantly if you’re approved.

  • delivery icon
    Step 3:

    Schedule delivery

    Once you’ve been approved and sign your lease agreement, we’ll call to schedule your FREE delivery and set-up! (Some restrictions apply.)
    Learn more about free delivery

    start shopping now
  • credit icon
    Step 1:

    Discover your
    Leasing Power™‡

    Complete a short application to learn how much Leasing Power you have.

  • cart icon
    Step 2:

    Shop in store

    Aaron’s has a wide selection of brand name products so finding what you want is easy! Just find your store and come in to shop.

  • delivery icon
    Step 3:

    Schedule delivery

    Once you’ve been approved and sign your lease agreement, we’ll call to schedule your FREE delivery and set-up! (Some restrictions apply.)
    Learn more about free delivery

    get in store approval
Become a VIP

Want an exclusive offer and special deals?

Sign up to get immediate access to an exclusive $1 gets you started offer and special deals that are ONLY available through Aaron’s emails.

$1 gets you started* some restrictions apply

Still have questions? We’re here to help

Do you offer a same as cash option? How does it work?

What forms of payment do you accept?

What is meant by “no credit needed?”

see all FAQs